Sky Gem Disclaimer

This website and all of its contents hereunder, are strictly for the use of AGENTS LICENSED and/or affiliated with Sky Gem. This site is NOT FOR CONSUMER USE. The materials and information contained in this site are a combination of information made available to Sky Gem by insurance companies as well as Sky Gem analysis and summaries of products and concepts. The purpose of the information provided on this site is to provide our agents with a quick guide to products and services available with Sky Gem. While Sky Gem makes every effort to maintain the accuracy of information on this site, Sky Gem DOES NOT GUARANTEE THE ACCURACY OF SAID INFORMATION AND IS NOT RESPONSIBLE FOR ERRORS AND OR OMISSIONS. Additionally, carrier and product availability may be limited by your state, agency, broker-dealer or affiliated organization. Please consult your relationship manager, home office liaison or agency manager to confirm carrier and product availability. All information should be verified with Sky Gem by the agent using this site.

Sky Gem does not give legal or tax advice. For advice concerning your individual circumstances, consult a professional attorney, tax advisor or accountant.